SberMortgageCreditCard.php

<?php

namespace Hp\Patterns\AbstractFactory;

class SberMortgageCreditCard implements CreditCard
{
    private float $wallet;

    private float $sberSpasibo;

    public function pay(float $money): void
    {
        $this->wallet -= $money;
        $this->sberSpasibo += $money * 0.0001;
    }
}